Mortgage Rates Week of Jun 14: 6.52% 📈

The average 30-year fixed mortgage rate rose this week, landing at 6.52% according to Freddie Mac's Primary Mortgage Market Survey (PMMS).

This Week's Numbers

What This Means for Buyers

With rates at 6.52%, the market remains relatively stable. For a $400,000 home with 20% down, expect a monthly payment around $1739 for principal and interest. Now is a good time to shop around and compare lender offers to find the best deal.

What This Means for Refinancers

Even with rates at 6.52%, refinancing can still make sense in certain situations. Consider refinancing if you want to switch from an adjustable-rate mortgage to a fixed rate, need to remove PMI, or want to tap into home equity for major expenses. Use our refinance calculator to analyze your specific situation.

Market Context

Rates at 6.52% are higher than we've seen in recent years, but remain below the long-term historical average of about 7.7%. Focus on improving your financial profile to qualify for the best rates available.

Rate Trend

This is the first week of the current trend. Rising rates may prompt some buyers to act sooner rather than later.

Next Steps

Ready to see what rate you qualify for? Use our mortgage calculator to estimate your monthly payment, or explore rates in your state.

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Rates shown are national averages from Freddie Mac's Primary Mortgage Market Survey (PMMS), released June 11, 2026. Your actual rate will depend on your credit score, down payment, loan amount, and other factors. Always shop multiple lenders to find the best rate.

Affiliate Disclosure: AmCalc may receive compensation when you click links to our partner lenders. This does not influence our rate reporting, which comes directly from Freddie Mac.