- Home
- /
- Extra Payment Calculator
Calculate Your Extra Payment Savings
Enter your loan details and extra payment amounts to see a side-by-side comparison.
Showing 51 states
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Calculate your extra payment savings
Extra Payment Strategies
Monthly Extra Payments
Adding a fixed amount to each monthly payment is the most consistent strategy. Even $100-200 extra per month can save tens of thousands in interest and shave years off your mortgage.
Annual Lump Sum
Apply a tax refund, bonus, or other windfall once a year. A $5,000 annual extra payment can dramatically reduce your loan term while keeping monthly payments unchanged.
One-Time Lump Sum
Received an inheritance or large payout? A single lump sum payment early in your loan term has the biggest impact because it reduces the principal that accrues interest for years to come.
Explore More Calculators
Use our full mortgage calculator for a complete amortization analysis, or compare refinancing options.