Privacy Policy

Introduction

AmCalc ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website amcalc.com and use our services.

Please read this privacy policy carefully. By using our website, you consent to the practices described in this policy.

Information We Collect

Information You Provide

• Account Information: If you create an account, we collect your email address and password.
• Calculator Inputs: When you use our calculator, your inputs are processed locally and are not stored on our servers unless you choose to save a scenario.
• Contact Information: If you contact us, we collect the information you provide in your message.

Information Collected Automatically

• Device Information: Browser type, operating system, device type, and screen resolution.
• Usage Data: Pages visited, time spent on pages, and interactions with our features.
• IP Address: Used for analytics, fraud prevention, and approximate location (country/region level).

How We Use Your Information

• Provide and maintain our calculator and services
• Save and sync your scenarios if you have an account
• Respond to your inquiries and provide customer support
• Analyze usage patterns to improve our website and features
• Send you updates about our services (with your consent)
• Display relevant advertisements to support our free services
• Prevent fraud and maintain security

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect information and improve your experience.

Third-Party Services

We use the following third-party services:

• Google Analytics: For website analytics and usage tracking. Google Privacy Policy
• Google AdSense: For displaying advertisements. How Google uses data
• Affiliate Partners: We may link to mortgage and financial services partners. When you click these links, those partners may collect information in accordance with their own privacy policies.

Your Privacy Rights

Depending on your location, you may have the following rights:

• Access: Request a copy of the personal information we hold about you.
• Deletion: Request that we delete your personal information.
• Correction: Request that we correct inaccurate information.
• Opt-Out: Opt out of the sale or sharing of your personal information.

To exercise these rights, please visit our Do Not Sell My Information page or contact us at privacy@amcalc.com.

Data Security

We implement appropriate technical and organizational measures to protect your personal information. Our website uses HTTPS encryption to secure data in transit. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

Children's Privacy

Our services are not directed to children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically.