Buyer Basics Thursday

First-time home buyer education, mortgage basics, and step-by-step guides to buying your first home.

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Showing 1-12 of 23 Buyer Basics Thursday articles

Buyer Basics Thursday: Using Gift Funds for Your Down Payment

Family can help with your down payment, but documentation matters. Here's how.

Jul 19, 20261 views

Buyer Basics Thursday

Buyer Basics Thursday: What NOT to Do Before Closing

These common mistakes can derail your loan at the last minute. Avoid them.

Jul 12, 20261 views

Buyer Basics Thursday

Buyer Basics Thursday: Understanding Your Loan Estimate

The Loan Estimate shows all costs. Learn to read it and compare offers effectively.

Jul 5, 20261 views

Buyer Basics Thursday

Buyer Basics Thursday: Online Lenders: Pros and Cons

Online lenders can offer lower rates and faster closing. But are they right for you?

Jun 21, 20262 views

Buyer Basics Thursday

Buyer Basics Thursday: Mortgage Broker vs Direct Lender

Brokers shop multiple lenders; direct lenders offer their own products. Pros and cons of each.

Jun 14, 20262 views

Buyer Basics Thursday

Buyer Basics Thursday: How to Choose a Mortgage Lender

Banks, credit unions, online lenders—learn how to compare and find the best deal.

Jun 7, 20262 views

Buyer Basics Thursday

Buyer Basics Thursday: Rate Lock Strategies: Timing Your Lock

Lock too early and miss a drop; too late and rates rise. Here's how to time it right.

May 31, 20262 views

Buyer Basics Thursday

Buyer Basics Thursday: Mortgage Points Explained: When to Buy Down Your Rate

Paying points upfront can lower your rate. Learn when it makes financial sense.

May 24, 20263 views

Buyer Basics Thursday

Buyer Basics Thursday: Fixed vs Adjustable Rate Mortgages

ARMs start lower but can increase. Fixed rates offer stability. Which is right for you?

May 17, 20263 views

Buyer Basics Thursday

Buyer Basics Thursday: Jumbo Loans: Financing Higher-Priced Homes

Buying above the conforming limit? Learn about jumbo loan requirements and rates.

May 10, 20263 views

Buyer Basics Thursday

Buyer Basics Thursday: Conventional vs Government Loans: Which Is Better?

Compare conventional, FHA, VA, and USDA loans to find the best fit for your situation.

May 3, 20263 views

Buyer Basics Thursday

Buyer Basics Thursday: USDA Loans: Zero Down in Eligible Areas

USDA loans offer 0% down for properties in rural and suburban areas. Check if your area qualifies.

Apr 26, 20264 views

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